About Us
Roots Consultancy Service offers loan modification services that are of the highest quality, as well as other services that can help those facing foreclosure save their homes. We understand the massive loan crisis you are facing; we’re here to lend a helping hand to those trying to save their homes from foreclosure.
As well as offering assistance with debt consolidation, hardship letters and negotiating with lenders, we will also offer other services such as providing affordable legal representation for individuals who have experienced financial difficulties because of unexpected expenses or job loss.
Our Mission
Roots Consultancy Service is a diverse and welcoming team of financial professionals who assist clients in navigating an easy financial path toward loan modification. We are ready to assist you as you navigate an easy financial path toward loan modification, so please fill out our contact form so we can contact you.
Program
Customized plan will be formulated so that the bank and you work harmoniously together, making the process easy and hassle-free for our customers.
VA Loan Modification
- No down payment required, though some lenders may require down payments for some borrowers using the VA home loan guaranty, but VA does not require a down payment.
- Competitively lower interest rates
- Limited closing costs
- No need for Private Mortgage Insurance (PMI)
FHA Loan Modification
FHA loans help eligible homebuyers reduce their monthly payments. Some borrowers are not eligible for an FHA loan — they can only qualify for a repayment plan or a forbearance agreement, which do not permanently change the basic terms of their loans. In a repayment plan, each month you make your normal monthly payment plus pay a portion of your delinquent payments
Conventional Loan
A conventional mortgage is a loan that’s not backed by a government agency. While some government-backed loans offer benefits to homebuyers, conventional loans are still the most common type of mortgage. If you’re considering buying a home, here’s what you need to know about conventional loans to see if it’s the right fit for you.
Flex Modification
When you need to access money quickly, a flex loan may be the solution. However, it is one of many lending options available to you. Whether or not this type of loan is right for you will depend on your financial needs, creditworthiness, and other factors. Flex loans offer several upsides if you’re looking for cash. They are generally easy to apply
Contact Us
The more we know about what you and your company needs, the better we can help you.